Stevens Model 320 Security Combo (12 Gauge) — Used Price & Value 2026 | GunPrice Value Guide

Stevens Model 320 Security Combo

12 Gauge·Used Price & Value Guide 2026

About the Stevens Model 320 Security Combo

The Stevens Model 320 Security Combo in 12 Gauge is a pump-action shotgun from Stevens — value-tier Savage subsidiary — the Stevens 320, 200, and 555 cover the budget categories. Within the catalog this configuration serves waterfowl, upland, home defense, 3-gun, trap and skeet, and its 2026 used-market position is supported by an active dealer network, available parts, and a stable supply of buyers willing to transact at the price bands documented below.

Brief History & Lineage

J. Stevens Arms was founded in 1864 in Chicopee Falls, Massachusetts. Operating today as a Savage Arms brand, Stevens covers value-tier pumps (320), bolt rifles (200, Model 334), single-shots (Pocket Shotgun, Favorite), and O/U shotguns (555). Within the catalog, Stevens positions itself among peers including Maverick Arms, Mossberg International, TriStar.

Specifications

• Caliber: 12 Gauge
• Action: Pump-action shotgun
• Capacity: 4+1 to 7+1 depending on magazine tube length
• Barrel: 18.5″ (defense) to 28″ (sporting); 26″ typical for upland
• Stock: synthetic or wood; pistol-grip versions available
• Year of manufacture: varies — see Year-of-Manufacture Notes below

Variant & Year-of-Manufacture Notes

The Stevens Model 320 Security Combo has been offered across multiple production years with variation in stock material, finish, and barrel length. Early-production examples typically command a modest premium over late-production guns of the same configuration. Watch for aftermarket modifications — refinishes, drilled-and-tapped receivers on classic pieces, replacement stocks, and trigger swaps — all of which can shift used value. Original-condition examples with matching serials, factory boxes, and manuals trade at the top of the range for the model.

Ammunition & Shooting Notes

The 12 Gauge is used for waterfowl, upland, home defense, 3-gun, trap and skeet. Every load type imaginable — birdshot, buckshot, slugs, and specialty rounds. Modern factory loads from American, European, and Asian manufacturers all run well in this platform, and reloaders enjoy a wide range of bullet and powder combinations.

How It Compares

The Stevens Model 320 Security Combo occupies a market position comparable to offerings from Maverick Arms, Mossberg International, and TriStar. Buyers cross-shopping these brands typically prioritize budget shotgun buyers — and once they’ve committed to Stevens, brand loyalty tends to be strong because of dealer network and parts availability. Used-market resale for a comparable-condition gun from these peer brands trades within roughly ±15% of the Stevens Model 320 Security Combo depending on the specific variant and year.

What’s a Used Stevens Model 320 Security Combo Worth?

Private-sale ranges for a working, no-rust Model 320 Security Combo in 2026 fall in four bands:

• Beater / heavily used: $200–$325 — significant wear, action functional, may need cleaning or minor service
• Average / honest used: $275–$425 — normal handling marks, mechanically sound, ready to shoot
• Excellent / lightly used: $375–$575 — minimal wear, clean bore, original box and paperwork a plus
• New-in-box or unfired: $475–$700 — at this price, the calculation usually flips toward buying new instead

Add a premium for documented early-production examples, original box and accessories, or limited-run variants. Subtract for refinished surfaces, aftermarket modifications a buyer would have to reverse, or signs of hard use.

Who Buys It?

The typical Stevens buyer profile includes budget shotgun buyers, youth-rifle shoppers, first-gun buyers. The pump-action shotgun format and the 12 Gauge chambering further focus the audience. Used-market liquidity is solid — list a clean example at fair market on GunBroker, Armslist, or a local board and it generally moves inside two to three weeks. Dealer trade-in offers typically run 20–30% below private-sale; if you have time to list, private sale captures the premium.

Frequently Asked Questions

Is the Stevens Model 320 Security Combo still in production?

Production status changes — check Stevens’s current catalog for active SKUs. If discontinued, used-market supply is the only source, and that can drive prices up for clean examples.

What’s the best ammunition for the Model 320 Security Combo?

For general-purpose use, factory loads in 12 Gauge from the major American and European makers are the safe choice. Match shooters and hunters should select bullet weight and construction to the intended task.

Does year of manufacture matter for value?

Yes, to a degree. Early-production Model 320 Security Combo examples often command a small premium for collector interest, and pre-discontinuation variants can also trade higher. Mid-production years generally trade at the base ranges shown above.

What’s the resale outlook compared to Maverick Arms alternatives?

Both Stevens and Maverick Arms retain solid resale value in their respective segments. Within ±15%, the two trade comparably in clean condition. The Stevens Model 320 Security Combo typically pulls ahead with collectors who specifically want this brand.

Can the Model 320 Security Combo shoot steel and non-toxic shot?

For waterfowl, non-toxic shot is federally required on most public lands. Confirm the barrel is rated for steel — most modern shotguns are, but older fixed-choke barrels may not be. Use bismuth, tungsten, or Hevi-Shot if in doubt.